How Insurance Works with Private ENT Appointments
If you’re considering private healthcare, you may be wondering how medical insurance works and what it covers. At Hampshire ENT Clinics, we want to make the process simple and stress-free, so you can focus on your health.
What Does Private Medical Insurance Cover?
Most private medical insurance policies cover:
Initial consultations with a specialist.
Diagnostic tests such as blood tests, hearing tests, ultrasound, CT or MRI scans.
Surgical treatment if needed, usually including hospital fees, surgeon, and anaesthetist costs.
Follow-up care after surgery.
However, coverage varies between insurers and policies, so it’s always best to check your individual policy details.
How to Use Insurance for Your Appointment
Check your policy – confirm whether your condition and treatment are covered.
Get a GP referral – many insurers require a GP (or NHS consultant) referral letter before covering private appointments. You can see a private GP, often included in many private insurance policies (just ask your insurer).
Contact your insurer – before booking, call your insurer and explain why you need to see an ENT specialist.
Get an authorisation code – your insurer will provide this code, which you should bring to your appointment.
Book your appointment – with your authorisation in place, we’ll invoice your insurer directly.
What If You Don’t Have Insurance?
If you don’t have private medical insurance, you can still self-fund your appointment and treatment. At Hampshire ENT Clinics, we provide clear, transparent pricing so you always know the costs upfront.
Why Choose Hampshire ENT Clinics?
Approved by major insurers including Bupa, AXA, Aviva, Vitality, WPA, and Cigna.
Simple booking process – our admin team can help guide you through authorisation if needed.
No hidden fees – everything is explained in advance.
Flexible care – you can use insurance for part of your pathway and self-fund if you prefer.
Take the Next Step
If you’re planning to use your medical insurance for ENT care, we’re here to help make the process smooth and straightforward.
📞 Contact Hampshire ENT Clinics today to book your insured consultation or to ask any questions about how cover works.